Creatrip Travel Insurance Service
Should I get travel insurance for my trip to Korea?
While currency exchange is essential for overseas travel, travel insurance is not necessarily considered a must-have. Korea is a relatively safe country, so it may not be necessary to have insurance. However, complete safety cannot be guaranteed by the fact that there are not many incidents or crimes. There is always a chance of getting sick or getting food poisoning from eating, and accidents or injuries can occur frequently.
Since the outbreak of COVID-19, concerns about disease and safety have increased, and most travelers now use travel insurance. However, there are still things to consider when using travel insurance.
The first concern you may have is the price. You may be thinking, if there is a low chance of getting sick or injured, is there really a need to pay for travel insurance?
The second concern you may have is whether or not you'll be able to receive insurance benefits properly.
Many people experience difficulty receiving benefits due to a significant number of missing documents when they return to their home country and file for insurance claims with a local insurance company using documents issued in Korea.
With Creatrip, you don't have to worry about these things. All you have to do is gather the necessary documents for your trip to Korea and issue them online at a reasonable price.
When filing a claim, you can easily take a photo of your documents online and upload them through your mobile device! This way, you can finish everything in Korea without having to do anything else when you return to your home country.
At a reasonable price and with easy processing, you can prepare for any potential risks and accidents and easily file a claim online with our travel insurance.
What is Creatrip's Travel Insurance Service?
The Creatrip travel insurance service is a service that provides reasonable prices for travel in Korea. We are a Korean company that knows Korean insurance and Korean travel well, so we've created this service for your safety and convenience while traveling in Korea.
What are the advantages of Creatrip's Travel Insurance Service?
Firstly, we provide travel insurance at reasonable prices!
After analyzing the different incidents and accidents that may occur during a trip to Korea, we've included only the necessary guarantees for Korea.
Enter your gender, date of birth, and period of travel to compare how reasonable the price is compared to other travel insurance services!
If you are traveling with someone, you can add them to your plan and make the payment at once!
| Type | Insurance Subscription Amount(Standard) | Deduction Amount (It should be paid by the policyholder) | ||
| Hospitalization | Outpatient | |||
| Disability from Injuries | 10,000,000 KRW | None | ||
| Coverage for Actual Medical Expenses | Injury Allowance | 10,000,000 KRW | 100,000 KRW | 20% |
| Disease Allowance | 5,000,000 KRW | 50,000 KRW | 20% | |
| Injury for Non-benefit | 10,000,000 KRW | 100,000 KRW | 30% | |
| Disease for Non-benefit | 5,000,000 KRW | 50,000 KRW | 30% | |
| Diagnosis of Burn Coverage | 100,000KRW | None | ||
| Burn Surgery Coverage | 100,000 KRW | None | ||
| Diagnosis of Fracture Coverage (Excluding broken teeth) | 300,000 KRW | None | ||
| Fracture Surgery Coverage | 300,000 KRW | None | ||
| Diagnosis of Five Major Fractures Coverage | 300,000 KRW | None | ||
| 5 Major Fractures Surgery Coverage | 500,000 KRW | None | ||
| Cast Treatment Coverage | 100,000 KRW | None | ||
| Daily Compensation for Hospitalization due to Food Poisoning | 10,000 KRW | None | ||
| Daily Compensation for Hospitalization due to Traffic Injury | 10,000 KRW | None | ||
| Violent Crimes (During daily activities) | 10,000,000 KRW | None | ||
+ Insurance Subscription Amount(Premium) - The Premium Insurance Plan includes all of the above under the same conditions with the additions below.
Type | Insurance Subscription Amount(Premium) | Deduction Amount (Paid by the policyholder) | |
Hospitalization | Outpatient | ||
Disability from Injuries | 50,000,000 KRW | (None) | |
Chiropractic Treatment | - | 3,500,000 KRW | 30% |
Injection Treatment | - | 2,500,000 KRW | 30% |
MRI | - | 3,000,000 KRW | 30% |
Note 1) Self-payment for outpatient treatment (insurance coverage) is 20% of the actual cost of treatment and the larger amount of 10,000 KRW to 20,000 KRW (for each hospital)
Note 2) Self-payment for outpatient treatment (not covered by insurance) is 30% of the actual cost of treatment and the larger amount of 30,000 KRW
Note 3) The insurance premium includes the amount for non-national health insurance subscribers for medical expenses
(Premium) Note 4) Self-payment for the three non-reimbursed treatments (chiropractic(physical) treatment, injection treatment, and MRI) are either 30% of the cost or 30,000 KRW, whichever is higher.
Secondly, you can get everything taken care of at once in Korea, from reporting an accident to filing a claim.
There's no need to take documents back to your home country or go back to your home country to make a claim!
Document issuance and claim settlements for incidents/accidents that occur during your trip are handled entirely online by Korean insurance companies and Korean hospitals, making it a fast and easy process.
Since the documents required for review by the Korean insurance company are all printed at a Korean hospital, the likelihood of having any missing documents is very low!
Thirdly, you won't have to worry about any language barriers or communication issues!
We have developed a system to ensure that all necessary documents for insurance claims in Korea are issued without any omissions.
We will send you a guide to all the documents you'll need for insurance claims in both Korean and English, which will allow you to communicate with the hospital about the documents you need for your situation.
By showing this document to the hospital, they will be able to issue all the necessary documents by reviewing your medical records.
How does the Creatrip Travel Insurance Service work?
Travel Insurance Reservation Period: Available until midnight the day before arriving in Korea
🌎 Insurance Enrollment Period: Available from a minimum of 1 day to a maximum of 180 days.
Main Coverage Benefits
- In case of injury or residual disability due to accidents during your trip
- In case of medical expenses due to injury or illness
- In case of medical expenses due to illness (including infectious diseases) during your trip
How to Sign Up for Creatrip Travel Insurance
- Enter your gender, date of birth, and dates of travel, then pay the travel insurance premium.
- Additional participants can be added easily without identification authentication.
- Once the insurance premium is paid, the insurance certificate, terms and conditions, and product summary will be sent via email.
- A link for remote insurance claims and a pdf that shows the necessary documents for each situation will also be sent via email after payment is complete.
Insurance Claims and Payment Methods:
- You can easily file a claim remotely by submitting the necessary information and documents through photos.
- Creatrip will provide the necessary documents, which can be printed and provided directly by the hospital reception or nurse.
- The Korean insurance company will review the documents issued by the Korean hospital, making it easy to file a claim and receive insurance payments.
⚠️ Things to Keep in Mind
- Insurance benefits cannot be claimed for treatments or procedures such as cosmetic surgery, plastic surgery, tattoos, and dental work.
- Insurance benefits cannot be claimed using documents issued by plastic surgery clinics, traditional Korean medicine clinics, or dental clinics.
- When applying for insurance or claiming insurance benefits, please ensure that you provide accurate personal information to prevent any delays in receiving your insurance benefits.
- You can cancel your insurance plan and receive an automatic refund before the starting date of your trip. However, once your trip has started, you cannot receive a refund.
- All reservations are made based on the main applicant, and if the main applicant cancels the reservation, all accompanying travelers will automatically have their reservation canceled as well.
Creatrip Travel Insurance Premium
Invest just 3 minutes to make a reservation here on Creatrip, and you'll be covered with travel insurance for your trip to Korea! We hope you can enjoy your time! If you have any questions or concerns, please leave a comment below or send us an email at help@creatrip.com. You can follow us on Instagram, TikTok, Twitter, and Facebook to stay updated on all things Korea!
